Our Services

Financial Planning

The “Triple Constraint of Life” and “What Have You Got to Show for it?"
Budget Killer No. 1: Our Wired and Wireless World
Castling Principle at Work During the Financial Crisis and Beyond
Add To Your Life by Subtracting Something From It
Is 70 the new 50? Yeah, make that 1950, buddy!
Match Maker, Match Maker, Find Me a Match...What, You Expect Me to Choose This "Tool"?
Could Financial Wellness Actually be Your Step Zero?
Organization is what you do before you do something, so that when you do it, it’s not all mixed up...Like With My Finances, Perhaps?
Fairness and Feelings vs Facts and Logic: How a State of Illinois Proposed Amendment is Similar to a Bickering Family Failing in Their Finances
Davos Elites to Millennials/Gen Z: “You'll Own Nothing but be Happy!” ...OK Boomer, What do you Meme by that?
OK, Designers, We're Doing a Custom, Private Financial Product...Chop-Chop!
A Loan From My 401(k)? Seriously? But When Should I Consider This and How Should I Take It?
Why Don't Humans Treat Their Human Capital More Humanely?
Don't Lose Your Balance He Told Me...If I Knew What He Meant, Maybe I Wouldn't Have Gotten a Bloody Nose?
Cash is Not Trash, Cash is Not King... But Cash Does Provide You With the Big Double O's: Opportunism and Optionality
Flatten the Curve? ...Sure, They Flattened the Curve, but on My Savings Yields! ...Now What?

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Castling Financial Planning, Ltd.

Helping You Secure Your Future™

Castling Financial Planning, Ltd. provides highly personalized financial planning and investment advice, focused primarily on serving Middle America, in an affordable, hourly based format, that does not require any minimum level of client assets and avoids conflicts of interest.

We provide advice primarily on mutual funds, exchange traded funds and individual stocks, along with United States Treasury securities, certificates of deposit, variable annuities, the conservative options trading strategy described as “covered call writing” and real estate. We also provide general financial planning services, research reports and software tools. We do not provide advice on individual corporate or municipal bonds.

Investing

We are guided by an overriding objective to do for others based upon what we would want done for and by ourselves.

Our core principles are:

To always act in the best interests of our clients
To always remember that it's about the process of financial planning and not the products
To eliminate conflicts of interest and not merely “manage” them, as so many other advisors do
To always provide true value to our clients
To always be simple and clear in billing, just as with any valuable service and never attempt to obfuscate costs by using fee deduction from client assets
To always keep in mind our clients' goals and objectives, their hopes and dreams, but also their fears
To remind the advisor community and everyone, that the second million dollars is always a lot easier to reach than the first....So our industry should be motivated to help Middle America, if we are to live up to our purpose and professional standards.

Our core services: